Working Hours
  • Mon 7:30AM - 5:00PM
    Tue 7:30AM - 5:00PM
  • Wed 7:30AM - 5:00PM
    Thu 7:30AM - 5:00PM
  • Fri 7:30AM - 5:00PM
    Sat Closed
  • Sun Closed
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727-329-8728 | 4655 118th Ave N Unit B Clearwater, FL 33762

INSURANCE QUESTIONS

INSURANCE QUESTIONS

Know Your Rights

Dealing with the stress of a collision is hard enough without trying to figure out how your accident insurance works. Here are some answers to frequently-asked questions about insurance policies.

Will the insurance company guarantee your work?

We guarantee our own work, but the insurance company does not have the legal right to guarantee a third party's work.

Who pays for repairs?

It depends on the circumstances. If you were at fault, but have comprehensive or collision insurance, the insurance company would pay the costs minus your deductible. If the other party was at fault, their insurance company should pay.

Do I have to accept the insurance company's appraisal of damage?

No. Check the "Appraisal Clause" in your policy if you have differences with their appraisal. It allows you and the insurance company to gather an opinion from an appraiser you both agree upon, or a third-party "Umpire" if you cannot agree.

Do I have the right to a rental car?

If you have purchased rental car coverage and were not responsible for the accident, you may seek reimbursement from the insurance company or, if another driver was responsible for the accident, their insurance company.

If you do not have rental car coverage and were responsible for the accident, you have no grounds to ask for reimbursement. If the other driver was liable, you can generally seek reimbursement from their insurance company.

Want more information on your rights? To make an appointment, call us at 727-329-8728 or make an appointment online!


What Our Customers Are Saying

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Troy helped me out when I was in a bind coming into FL. Appreciate him.

, 06/19/2021

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Excellent service and fair prices. I was concerned about finding a reputable mechanic close by. Affordable was awesome and is my new mechanic. Thank you.

, 06/07/2021

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Have been coming here for about 6 yrs and would not go anywhere else. My car runs great...they always do a fabulous job...trustworthy...timely and professional. Great job guys!!

, 04/28/2021

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They are honest and affordable. We have been going there for years.

, 04/25/2021

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Quick repair, friendly staff, reasonable price, stood by there work.

, 03/23/2021

We are so lucky to have found Affordable RV! They are reliable, honest, and provide quality service. And Troy is awesome!!

, 02/25/2021
  • ASE (Automotive Service Excellence)
  • IDENTIFIX
  • Jasper
  • AAA Approved Auto Repair
  • ASE Master Technician
  • ALL-DATA
  • Car Care Aware
  • Call Us For Service: 727-329-8728