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Best Auto Repair, Clearwater

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INSURANCE QUESTIONS

 71 Verified Review(s)

Know Your Rights

Dealing with the stress of a collision is hard enough without trying to figure out how your accident insurance works. Here are some answers to frequently-asked questions about insurance policies.

Will the insurance company guarantee your work?

We guarantee our own work, but the insurance company does not have the legal right to guarantee a third party's work.

Who pays for repairs?

It depends on the circumstances. If you were at fault, but have comprehensive or collision insurance, the insurance company would pay the costs minus your deductible. If the other party was at fault, their insurance company should pay.

Do I have to accept the insurance company's appraisal of damage?

No. Check the "Appraisal Clause" in your policy if you have differences with their appraisal. It allows you and the insurance company to gather an opinion from an appraiser you both agree upon, or a third-party "Umpire" if you cannot agree.

Do I have the right to a rental car?

If you have purchased rental car coverage and were not responsible for the accident, you may seek reimbursement from the insurance company or, if another driver was responsible for the accident, their insurance company.

If you do not have rental car coverage and were responsible for the accident, you have no grounds to ask for reimbursement. If the other driver was liable, you can generally seek reimbursement from their insurance company.

Want more information on your rights? To make an appointment, call us at 727-329-8728 or make an appointment online!


what our customers say

This is the third time, we have used Affordable Auto and Truck Repair. They are honest. After looking over our vehicle, they told us what needed to be repaired. They did not try to add items, or get money for repairs that were unnecessary. They were very efficient, and on point with price and completion. We highly recommend and will continue to use this company.
R
, 10/22/2022

These guys do a great job. Small shop with expert mechanics and great customer service. Went in needing several services and they got me in and out quicker and cheaper than I expected.
J
, 10/13/2022

I recently had a serious emergency with my Toyota tundra and the dealership really lied to me and try to take me for a ride almost $5000 until I found Affordable Auto they checked everything out so many things were over embellished from the dealership and or just a straight lie. They saved me $3000 plus I got brakes out of it as well as the things that needed to be fixed so I'm pretty happy and they've been very very responsive and have checked on me after service to make sure I'm happy with everything really means a lot that they follow up definitely will recommend this place to anybody.
D
, 09/03/2022

The guys who work here are great at what they do. I came to them to get my compressor fixed under my car dealership warranty. Troy took care of the entire thing & even spent hours on the phone negotiating with my warranty company to make sure that I had the most affordable price & my car back as soon as possible (as he knows I have children & need a vehicle) They even threw in a desperately needed free oil change. I can't thank them enough. This is my new favorite spot to take my car & I will be recommending all of my friends & family to come here. Thank you so much to this crew for fixing my AC in the middle of summer!
C
, 07/11/2022

These guys are awesome. Polite, courteous, and honest! Kept me updated along the way. Highly recommend.
D
, 06/09/2022

5 STAR and above! Affordable Auto and Truck Repair of Clearwater is fast, fair and an affordable auto shop. I took my car in for battery terminals replacement, and they were much cheaper than the car dealership I went to earlier this morning who quoted me, with at least $200 cost for parts and labor. I highly recommend this auto shop! They are very professional, knowledgeable, very helpful & honest. Final price was exactly as they said with no last minute or hidden fees. It's hard to find an amazing genuine mechanic/auto shop! Thank you again Affordable Auto and Truck Repair of Clearwater. I am a very very very happy customer who saved a lot of money. I am definitely coming back!!!
J
, 04/27/2022

  • ASE (Automotive Service Excellence)
  • IDENTIFIX
  • Jasper
  • AAA Approved Auto Repair
  • ASE Master Technician
  • Car Care Aware
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